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A neighbor of Dénia get the bank to return 12.000 euros for insurance that did not hire

January 31 from 2013 - 00: 01

Although it may seem otherwise, sometimes the good guys win the game. It is the case of a resident of Dénia, after several years of litigation with Bankinter has made justice give reason and the entity you back 12.000 euros for sure not hired.

In the year 2007 this neighbor contracted with the bank a mortgage of 150.000 euros extended to life insurance and one household with the insurance associated with the bank. After two years of payments, 2009 the bank began to charge monthly 320,63 euros in risk insurance against interest rate rises.

Although the interested claimed several times a copy of the contract to check that it had signed such insurance, the entity would never provided until in July 2011, claimed a copy through a notarial requirement.

The case went to the courts and in April 2012 left the ruling in favor of the customer, understanding that "Banks have the obligation to inform clearly, impartially and without deception of any financial product and its possible risks."

It has now been the Provincial Court of Alicante which has confirmed the resolution ordering Bankinter to return, within days 20, 12.000 euros to the affected and will also undercut the monthly mortgage payment you were paying every month.

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